Solar Power
Helping People off the Fence

The Issues Part 2: Healthcare

I’m not a genius, and this issue isn’t my specialty. Fact check me.

McCain

Visit Candidates Website

The center of his policy is:

 “While still having the option of employer-based coverage, every family will receive a direct refundable tax credit – effectively cash – of $2,500 for individuals and $5,000 for families to offset the cost of insurance. Families will be able to choose the insurance provider that suits them best and the money would be sent directly to the insurance provider.”

If you want to a quick view of McCain’s plan, that was it. If you pay a little bit more attention, you find him planning to fund some initiatives to fight chronic diseases, and quick notes of doing several other things that sound similar to some of Obama’s plan. Such as having more hospital files on computes instead of paper.

Obama

Visit Candidates Website

I just read his policy (and I will continue to skim it while typing this), and this is it.

  • He will create a watchdog group that will help to create rules.
  • Obama will expand Medicaid and SCHIP
  • Obama will spend 10 Billion over next ten years to move health records from paper to electronic.
  • Plan says it will increase competition between insurance companies, doesn’t say how.
  • Plan says that insurance companies will not be allowed to make unjustified price increses. Will he make it illegal?
  • Obama will repeal a ban against the government negotiating with drug companies
  • Obama will allow Americans to buy medication from outside the U.S.
  • If you are deathly ill and want insurance, the companies cannot charge you more for that coverage than a perfectly healthy man.
  • Hospitals and providers will be required to collect and report information about health care costs and quality
  • Children will be required to be covered by a health insurance policy.

  • “Employers that do not offer or make a meaningful contribution to the cost of

    quality health coverage for their employees will be required to contribute a percentage of payroll toward the

    costs of the national plan. Small employers that meet certain revenue thresholds will be exempt.” Whose payroll?

     

 

 

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One Response to “The Issues Part 2: Healthcare”

  1. At some point in time–hopefully before Social Security is bankrupt–our lawmakers and leaders have got to realize that a continuation of the same healthcare system is NOT going to work. The system has to be restructured in a way that incentives by providers to provide more and more service, whether or not medically necessary, has to be removed. Reimbursement should be denied for referral to entities in which the physician-provider has a financial interest: entities such as laboratories, imaging centers, day surgery units, hospitals, home health agencyes; or from which a physician receives a stipend in some form.

    The concept that more is better has to be abandoned, as well as the policy of the health insurance industry of ignoring utilization–if the cost goes up, just raise the premiums, deductibles, and co-pays. The insurance should be mandated to focus on appropriate utilization and quality instead of on loss ratios.

    Basic healthcare is a right of every person in this country and it should be affordable, available, and accessible. No one should be left uncovered. There should be no denial based on pre-existing conditions. If anyone is economically underprivileged healthcare should be available by a federally funded program.

    Is any political candidate or lawmaker brave enough to ignore the overpaid lobbyists and make those changes? If not our broken healthcare system is doomed to self-destruction.

    charlesclarknovels

    http://www.charlesclarknovels.cm


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